Why International Travel Insurance is a Must-Have for Solo Travellers

Travelling is a fun and life-changing experience. While travelling, people often learn about new cultures and people. However, there are so many things that can go wrong while travelling, especially when travelling overseas alone.

Considering this, travellers must invest in international trip insurance. It offers a financial safety net against unforeseen events during the trip. Here is a look at how a travel insurance plan is crucial for individuals who travel abroad alone.

Why Do Solo Travellers Need Travel Insurance?

When you travel abroad alone, it is crucial to feel safe, especially on international borders. Any unexpected emergencies not only add to the emotional stress but also the financial burden on the travellers.

However, with male and female solo international travel insurance plans, individuals can secure their trip. Here are scenarios where you can put yourself at risk while travelling alone.

• While travelling alone, you may meet with an accident and need an emergency medical evacuation because there is no good medical facility available at the location.
• Another scenario is you have lost your baggage or your passport has been stolen while travelling.
• You have planned your trip, but due to some emergencies, you have to cut short or cancel your trip.

These are some of the situations that can put solo travellers at risk. However, if they have travel insurance plans, they can easily deal with such scenarios.

Coverage Under Solo International Travel Insurance

Here are some of the coverage offered under international trip insurance plans.

Medical Expenses

One of the common occurrences while travelling alone is falling sick. This can be due to changes in weather, food choices, etc. Seeking medical treatment abroad can be hefty for travellers. In such situations, a solo international travel insurance plan is a saviour. It covers the medical treatment and hospitalisation costs.

Hijack Distress Allowance

The travel insurance plan also offers coverage against unlikely incidents like hijacking. In the unfortunate event of a hijack, the policy may provide a distress allowance or compensation for the duration of the incident.

Trip Curtailment and Cancellation

Another common occurrence when travelling overseas alone is unexpected personal or professional emergencies, such as family members’ deaths or sickness.

Due to these reasons, many travellers need to cut their trip short or cancel the entire trip. In such situations, travel insurance plans offer reimbursement for prepaid and non-refundable expenses.

Loss of Baggage or Delays

Travel insurance also covers inconveniences such as baggage loss or delays. Suppose your checked-in luggage is lost, stolen, or delayed beyond a certain time limit.

In that case, the policy typically provides compensation for the loss or for essential items you need to purchase while waiting for your baggage.

Tips While Travelling Overseas Alone

In addition to buying travel insurance online for solo travel, individuals should also keep some tips in mind while travelling.

• While travelling overseas alone, keep your belongings, such as cash, passport and phone, safe while visiting crowded places.
• Another crucial thing is to have a mini first-aid kit with you while travelling.
• Always share your travel itinerary with a trusted friend or family member while travelling overseas alone.

Conclusion

Buying a travel insurance plan is important whether you are travelling alone or with family members. The coverage helps you deal with difficult situations like medical emergencies, loss of luggage, etc., in a decent way when you do not have family members or relatives in the country.